Terms of Use

By using Chart & Cosmos you agree to these terms. If you don’t agree, please don’t use the site.

For reflection, not advice

Chart & Cosmos provides guided reflection worksheets for personal questions, relationships, life changes, and dreams, alongside optional astrology and numerology tools. Worksheets organize what you enter and offer prompts. They cannot establish another person’s motives, diagnose a condition, or determine what a dream means. It is not medical, psychological, legal, or financial advice, and it is no substitute for a qualified professional. If you’re facing real distress or an important decision, please talk to someone you trust or a licensed professional.

Reflection accounts

When online reflection accounts are available, you are responsible for using an email you control, protecting your password, and signing out on shared devices. Do not place another person’s private information in a worksheet without a lawful reason and their permission where required. Account deletion removes the active account record; provider security backups and files you downloaded follow their separate retention periods.

No guarantees

The content is provided “as is” without warranties of any kind. We don’t promise it is accurate, complete, or suitable for any particular purpose, and we aren’t liable for any loss arising from your use of it, to the fullest extent permitted by law.

Report purchases and refunds

Reports are digital, one-time purchases at the price shown before checkout. Sign in with the account used to buy the report to reopen or print it. No subscription is created. If a payment is still processing, wait for confirmation before trying again.

For a full refund within 14 days of purchase, use the contact form with your receipt number and purchase email. Do not send card details. A refund removes online access to that report. Deleting your account removes online report access and is not a refund request; download any reports you want to keep first.

Intellectual property

The written guides and design on this site are our original work. You’re welcome to read and share links; please don’t copy or republish substantial portions without permission.

Changes

We may update these terms or the site at any time. Continued use means you accept the current terms.

Contact

Questions? Use our contact page.